| Feature | XM Trading | Capital.com |
|---|---|---|
| Year Founded | 2009 | 2017 |
| Regulation | ASIC (Australia), CySEC (Cyprus), FCA (UK), DFSA (Dubai), FSCA (South Africa) | ASIC (Australia), CySEC (Cyprus), FCA (UK), NBRB (Belarus) |
| Minimum Deposit | $5 | $20 |
| Maximum Leverage | Up to 1:1000 | Up to 1:30 (FCA/CYSEC/ASIC), Up to 1:100 (NBRB) |
| Trading Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5) | Web Platform, Mobile Application, MetaTrader 4 (MT4), TradingView |
| Tradable Instruments | Forex, CFDs on Indices, Commodities, Cryptocurrencies, Metals, Stocks | Forex, CFDs on Stocks, Indices, Commodities, Cryptocurrencies |
| Number of Trading Instruments | 1,300+ | 6,100+ |
| Account Types | Micro, Standard, Ultra Low, Zero | Live Account, Demo Account |
| Base Account Currencies | USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, RUB, SGD, ZAR | USD, EUR, GBP, PLN, RUB |
| Spreads | From 0.6 pips | From 0.6 pips |
| Commission | None on most accounts; $3.50 per lot on Zero accounts | None |
| Deposit Methods | Bank Transfer, Credit/Debit Card, Neteller, Skrill, UnionPay, WebMoney, XM Card, M-Pesa | Bank Transfer, Credit/Debit Card, PayPal, Apple Pay, Google Pay, Neteller, Skrill, Sofort, Trustly, iDeal |
| Withdrawal Methods | Same as deposit methods | Same as deposit methods |
| Deposit and Withdrawal Fees | None | None |
| Inactivity Fee | $5 per month after 90 days of inactivity | $10 per month after 12 months of inactivity |
| Educational Resources | Webinars, Video Tutorials, Articles, Demo Account | Webinars, Video Tutorials, Articles, Demo Account |
| Customer Support | 24/5 via Email, Phone, Live Chat | 24/7 via Email, Phone, Live Chat |
| Bonuses and Promotions | Up to $5,000 Forex bonus, up to 100% deposit bonus | None |
| Investor Protection | Up to €20,000 (CySEC), up to £85,000 (FCA) | Up to €20,000 (CySEC), up to £85,000 (FCA) |
| Research Tools | News Feed, Fundamental Data, Chart Analysis, Trading Ideas, Email Reports | News Feed, Fundamental Data, Chart Analysis, Email Reports |
| Automated Trading | Allowed | Allowed |
| Copy Trading | Available | Not Available |
| Scalping | Allowed | Allowed |
| Hedging | Allowed | Allowed |
| Order Execution Type | Market Execution | Market Execution |
| Execution Speed | 1 millisecond | 0.08 seconds |
| Slippage Protection | Negative Balance Protection | Negative Balance Protection |
| Stop Loss & Take Profit | Available | Available |
| One-Click Trading | Yes | Yes |
| Trailing Stop | Yes | Yes |
| Market Depth Information | Available | Available |
| Social Trading | Not Available | Not Available |
| Custom Indicators | Yes, via MT4 & MT5 | Yes, via TradingView & MT4 |
| Algorithmic Trading (Expert Advisors - EAs) | Allowed | Allowed |
| Margin Call Level | 50% | 50% |
| Stop-Out Level | 20% | 50% |
| Swap-Free (Islamic) Accounts | Available | Available |
| VIP/Professional Accounts | Available | Available |
| Deposit Processing Time | Instant for most methods | Instant for most methods |
| Withdrawal Processing Time | 24 hours (usually within same day) | 24 hours (usually within same day) |
| Mobile App Availability | Yes (Android & iOS) | Yes (Android & iOS) |
| Web Trading Platform | Yes | Yes |
| Advanced Charting Tools | Yes, via MT4/MT5 | Yes, via TradingView & Proprietary Web Platform |
| Economic Calendar | Yes | Yes |
| Market News & Analysis | Daily Market Analysis, Forex News, Fundamental & Technical Insights | Market Analysis, Daily Updates, AI-based Insights |
| Custom Alerts & Notifications | Available | Available |
| Leverage for Professional Traders | Up to 1:500 | Up to 1:500 |
| Trading Competitions | Occasionally offered | Not available |
| User Interface Customization | Available on MT4/MT5 | Available on Web & TradingView |
| Regulatory Audits & Transparency | Regularly audited | Regularly audited |
| Tax Reporting Assistance | Not provided | Not provided |
| Multi-Account Management (MAM/PAMM) | Available | Not Available |
| Affiliate & IB Programs | Yes, with commissions | Yes, with commissions |
| White Label Solutions | Available | Not Available |
| API Trading Support | Yes, via MT4/MT5 API | Yes, via Capital.com API |
| Cryptocurrency Trading Pairs | Limited selection | Wide range of crypto CFDs |
| Trading Sentiment Tools | Available | Available |
| Leverage Adjustability | Available | Available |
| Investor Compensation Scheme | Up to €20,000 (CySEC), Up to £85,000 (FCA) | Up to €20,000 (CySEC), Up to £85,000 (FCA) |
| Fractional Lot Trading | Yes (Micro Lots Available) | Yes (Fractional Shares Available) |
| Tick Charts & Range Bars | Available on MT4/MT5 | Available on TradingView & Web Platform |
| Advanced Order Types | Market, Limit, Stop, Trailing Stop, OCO (One Cancels Other) | Market, Limit, Stop, Trailing Stop |
| Position Sizing Flexibility | Yes (0.01 lots to 100 lots) | Yes (fractional trading available) |
| Account Opening Speed | Under 24 hours (usually within minutes) | Instant (with proper KYC) |
| Account Verification Requirements | Government ID + Proof of Address | Government ID + Proof of Address |
| Risk Management Tools | Stop-Loss, Take-Profit, Trailing Stops, Negative Balance Protection | Stop-Loss, Take-Profit, Negative Balance Protection |
| Payout Time for Withdrawals | 24 hours or less | Same-day processing |
| Weekend Trading | Limited (crypto trading available) | Available for Crypto, Indices, and Select Stocks |
| Overnight Swap Rates (Rollover Fees) | Yes, varies by instrument | Yes, varies by instrument |
| Deposit Bonus Promotions | Yes, up to $5,000 | No bonuses offered |
| Cashback or Loyalty Rewards | No cashback but promotional bonuses | No cashback or rewards program |
| Regulatory Restrictions on Promotions | Yes (varies by jurisdiction) | Yes (varies by jurisdiction) |
| Risk-Free Demo Account Duration | Unlimited | Unlimited |
| Demo Account Features | Simulated real-market conditions, customizable balance | Real-time market data, AI-enhanced insights |
| Dedicated Account Managers | Available for VIP and higher-tier accounts | Available for VIP and higher-tier accounts |
| Multi-Currency Accounts | Yes | Limited (only supports major currencies) |
| VIP Program Benefits | Personalized support, lower spreads, higher leverage | Personalized support, priority withdrawals |
| Annual Percentage Rate (APR) on Unused Funds | Not offered | Not offered |
| HFT (High-Frequency Trading) Support | Allowed | Allowed |
| Latency Arbitrage Allowed? | No | No |
| Slippage Policy | Minimal slippage | Minimal slippage |
| Server Locations | Multiple data centers worldwide | Multiple data centers worldwide |
| Cloud-Based Trading Option | No | Yes (via web platform) |
| Investor Sentiment Indicators | Available | Available |
| Price Alerts & Notifications | Customizable | Customizable |
| Economic News Integration | Yes | Yes |
| Hedging Restrictions | No restrictions | No restrictions |
| Trading Restrictions in Certain Countries | Yes (varies by regulation) | Yes (varies by regulation) |
| Customizable Interface | Yes (MT4/MT5) | Yes (TradingView & Web Platform) |
| Server Downtime Frequency | Rare | Rare |
| User Experience (UX) Rating | High | High |
| Mobile App User Reviews | Highly rated (4.5+ on major app stores) | Highly rated (4.6+ on major app stores) |
XM Trading offers a robust MT4/MT5 experience with high leverage and promotional bonuses, while Capital.com provides a modern AI-driven platform with extensive assets but no bonuses. Both brokers cater to different trader needs, with XM focusing on Forex and Capital.com excelling in CFD diversity.